Credit Analyst Graduate

About

Description

This programme is designed to equip graduates with the skills to manage and maintain risk-adjusted pricing and risk ratings in line with Basel requirements, while enabling value-based management and supporting the continued implementation of the Internal Ratings-Based (IRB) Approach within Bnking.

Responsibilities

• Align with the bank’s credit policy and identify cross-sell opportunities
• Prepare and recommend credit applications within defined parameters
• Assess credit risk by analysing savings, debt repayment history, earnings, and purchase activities
• Recommend appropriate credit terms, including issuing or rejecting credit cards or adjusting limits
• Review customers’ financial status to determine risk levels
• Apply financial ratios and industry benchmarks to evaluate cash flow and repayment ability
• Recommend credit limits in line with lending policies
• Monitor reports to identify risks and ensure compliance

Qualifications

• NQF Level 7 or Higher in a Financial Management, Accounting or Analysis-related field

Application instructions:

• Apply Now!!